We know that life at times can be stressful and unpredictable, leaving you with a flurry of questions that can keep you up at night—including:
- Are my insurance and financial solutions meeting my expectations?
- Have I set aside enough money to fund my children or grandchildren’s education?
- If my income were to end today, or I became sick or disabled, would there be enough money to take care of me and my family in the years ahead?
- Will my family be well provided for if I pass away?
- Can I retire comfortably at the age I have in mind?
Not sure where to begin?
That’s why Double E is here.
Tell us a little bit about yourself, and a Double E trusted advisor will be in touch.
Not sure where to begin? That’s why Double E is here. We have the answers you need. We take the time to listen to your thoughts, concerns, hopes, and dreams. We’ll help you craft a strategy to achieve your short- and long-term goals—and reach your destination.
Our first-class service and solutions can give you the confidence and peace of mind you deserve. Then, you can rest assured that you and your loved ones are secure—no matter what tomorrow may bring.
Tax Efficiency Planning
Did you know that the insurance options you choose can have a big impact on your tax bill?
We will help you make the tax-efficient decisions, which means you pay your fair share but also the least amount of taxes required by law. Talk to us today and create a low-risk, tax-efficient strategy that will help you and your heirs keep more of your hard-earned money.
One option, a Private Placement Life Insurance (PPLI) policy, offers an effective way to achieve tax efficiency and equity growth, and to maintain a meaningful death benefit, without sacrificing high risks for long-term returns.
- Private Placement Life Insurance
- Insurance Captives
- Consulting
Income Protection Plans
Planning for the unexpected is the best way to help safeguard your financial security. Let us help you choose the best policies tailored to your needs. We want you to have the confidence that if you can’t work for an extended period of time because of illness or injury, you will have the benefits to meet your needs.
Long-Term Disability insurance can protect your income if you are unable to work because of illness or injury.
- Annuities
- Long-Term Disability
Estate Accumulation & Preservation Plans
Often, insurance is looked upon as an expense rather than an investment. We specialize in making your Life Insurance or Annuities another investment in your asset portfolio, from providing liquidity for estate taxes and equalizing inheritances among survivors to maximizing wealth and securing your legacy. Let us show you all the ways your money can work for you.
- Life Insurance strategies
- Annuities
- Asset-Protected Long-Term Care
Health & Long-Term Care Plans
Secure your family’s future in case you or your loved ones get sick or need long-term care. We’ll present you with the best options in these situations to help safeguard your income and protect your lifestyle. Start planning today so that you can make the important decisions while you are still able to. Take control of your future, so you can be there to enjoy it.
- Individual Health Plans
- Medicare / Supplemental Plans
- Asset-Protected Long-Term Care
Family Protection Plans
One of the best things you can do for your family is be prepared for life’s unexpected moments. Double E advisers understand the myriad of disability and life insurance options available and can guide you in making the best choices for you and your family—no matter what tomorrow has in store.
- Life Insurance
- Long-Term Disability
- Annuities
- Long-Term Care
Tax Efficiency Planning
As you build wealth, it’s important to consider costs as well as tax implications, for both can influence your long-term return. We will help you make tax-efficient decisions, which means you pay your fair share but also the least amount of taxes required by law. Tax Efficiency Planning can include Personal Pensions, Annuities, Private Placement Life Insurance (PPLI), Index Fund Insurance, and Equity Funded Insurance.
We can build a personal pension plan using a variety of insurance solutions to overfund the policy and eventually take out that money tax-free. With an Annuity, we can invest funds to grow tax-free and pay less in taxes when you start withdrawing.
- Insurance Captives
- Consulting
Retirement Income Bucket Plans
It’s never too soon—or too late—to think about retirement. Have you considered what net income you need in retirement? Are you prepared for inflation, interest rates, and bear markets? We are well-versed in a wide array of retirement tools to answer your questions, guide your investment decisions, and help you maximize your retirement dollars. We bring a high level of financial knowledge and objectivity that reinforces your financial confidence in the future.
- Personal Pension Plans
- Asset Management and Portfolio Modeling
- IRA’s
- Fee Based Programs
Holistic Financial Planning
Being able to anticipate life’s events and transitions with confidence is a key to your peace of mind and emotional well-being. We help you understand all the elements of investment and tax planning so you can make informed decisions and be prepared for any financial challenges you may face in life.
Let us serve as your decision partner so that you can lead the prosperous, fulfilling life you’ve always wanted.
- Tax Planning
- Social Security Planning
- Life Planning and Consulting
- Investment Strategy and Management Planning
Higher Education Strategies
Investment in a four-year college or university (and beyond) is an important but expensive venture. We take a comprehensive view of your family situation and help you determine the best plans to ensure your loved ones achieve the future they desire.
You may be hesitant to do a 529 Plan because your children may or may not go to college and/or get a scholarship. By using an insurance chassis, you can receive the same benefits of a 529 Plan but take the risk out if your children decide not to attend college or receive scholarships.
- 529 plans
- Insurance Captive Programs
Charitable Gifting Strategies
Deciding where to donate your hard-earned dollars takes careful planning. We’ll present you with smart charitable giving strategies that maximize the impact on your favorite charities—while minimizing your tax bite. Let us help you incorporate charitable giving into an overall investment plan so you can develop a strong legacy for the entire family to enjoy.
A 2nd to Die Insurance policy, also known as Survivorship Life Insurance, is an estate planning tool that can decrease future tax liabilities, provide estate accumulation and preservation, and a charitable giving strategy that won’t take money from you assets. Everyone wins.
- 2nd to Die Insurance
- IRA Gifting
This could be you!
Client Testimonials
Personal Solutions
I have worked with Double E for over 20 yrs and they continue exceeding my expectations. Best Insurance minds I’ve ever worked with.
Dr. Andrew Weisinger (Anesthesiologist) – Lexington Medical Hospital
Personal Solutions
I never was a big fan of insurance until I met Eric Elkins.
Eric Bland (Attorney) – Founding Partner of Bland Richter LLP
Personal Solutions
The Double E team manages our Employee Benefits and Estate Planning Needs and they continue overachieving.
William Stern (Real Estate Developer)
CEO of Stern and Stern Development
Personal Solutions
Double E provides my family a financial foundation that allows us to enjoy retirement the way we envisioned.
Mr. Randy Eden & Dr. Sharon Eden — Retired and VA hospital Physician
Personal Solutions
Double E spent time and educated me that I could retire. I trust the Double E team and recommend them to everyone.
Cynthia Bush – Retired
Personal Solutions
“Double E has been in my life for over 15yrs. They managed my companies Employee Benefits and Retirement Plan. I learned first-hand they would go above and beyond the norm. That trend continued when I recently retired. Thank you for the Retirement Plan and enabling me to enjoy this 2nd chapter in my life.”
Marlene Goodman – Retired CFO
Receive a Free Financial or Insurance Audit
If you’re unsure about Double E, let us show you the possibilities!
Our free financial audit will give you an overview of your financial records and standing, ensuring everything is in order, and enabling you to make confident business decisions.
The free insurance audit will help you to know if you’re paying the right amount for insurance and getting the maximum coverage you need.